Monthly Archives: February 2012

Trust

Below is a very interesting link to an article in the New York Times regarding trust. The article sites recent research that says that people with high IQs tend to be better investors.  And the reason is that they are … Continue reading

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Retirement Age

Below is an article from Bloomberg Businessweek discussing new surveys regarding the age that workers expect to retire. The article mentions several findings: 1) workers do not have a specific age at which they expect to retire, 2) workers that … Continue reading

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Income Replacement Ratio

The income replacement ratio is the income required during retirement divided by the income earned prior to retirement.  If someone earns $60,000 per year while working and will need $45,000 to cover retirement living expenses, then that person’s replacement ratio … Continue reading

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Latest on Index Funds

Below is a link to a Wall Street Journal article regarding index funds.  The article discusses that stocks have become more closely correlated with one another as more money is invested with stock index funds. The reason for the growth … Continue reading

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Your Financial Instincts

We promise to curate all relevant retirement information so that you are kept current with the latest financial insights and research. Below is a link to an article from the New York Times discussing people’s intuition regarding money.  The article … Continue reading

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Retirement Withdrawal Rules

Below is a link to an article in today’s WSJ regarding the amount that can be withdrawn from your retirement accounts once you are retired. The article quotes three different sources for the percentage amount that can be withdrawn each … Continue reading

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Good News for 401(k) Participants and Sponsors

Two days ago, the Department of Labor released the final terms of the new Fee Disclosure Regulations.  In the release they mention that additional disclosure, beyond that discussed in interim bulletins, will be required of service providers who receive indirect … Continue reading

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Benefits of Delayed Social Security Benefits – Part 3

In our two previous posts we discussed how being able to delay Social Security payments beyond the current maximum age of 70 years can be a liberating experience for the average American.   The reason is that by age 76, … Continue reading

Posted in Bifurcated Retirement, Retirement, Retirement Confidence, Retirement Plan, Retirement Planning, Social Security, online retirement planning | Leave a comment