Monthly Archives: December 2011

Merry Christmas!

Posted on December 23, 2011 by Oliver

We would like to wish all of our readers a very Merry Christmas! We will be taking a week off from our twice weekly posts to be with family and friends and to enjoy the end of the year. We … Continue reading →

Posted in Retirement, Retirement Plan, Retirement Planning, online retirement planning | Leave a comment

To All Plan Sponsors – A New Roadmap?

Posted on December 20, 2011 by Oliver

A few weeks ago, a very important and long-standing lawsuit was finally settled.  And guess who won – the workers! (The following is based on an article in Forbes, the link of which is found below.) Both Wal-Mart and Merrill … Continue reading →

Posted in 401(k), ERISA 404(C), Employee Benefit, Financial Adviser, HR Department, Plan Sponsor, Retirement | Leave a comment

Our Approach – A Whimsical Touch

Posted on December 16, 2011 by Oliver

In our last post we discussed 10 issues that are keeping workers from accessing the retirement planning tools made available by their employers.  Just to repeat the 10 issues: 1) expensive, 2) biased (perceived or real), 3) not effective or … Continue reading →

Posted in Financial Adviser, HR Department, Plan Sponsor, Retirement, Retirement Confidence, Retirement Plan, Retirement Planning, Uncategorized, retirement calculator | Leave a comment

Workers with Access to Financial Planning not Using Services? Why?

Posted on December 13, 2011 by Oliver

Recently, the Wall Street Journal reported that less than 25% of workers that have access to professional retirement planning through their employers do not use such services. Why?  This is a very baffling question with very serious and negative consequences. … Continue reading →

Posted in ERISA 404(C), Employee Benefit, Financial Adviser, HR Department, Plan Sponsor, Retirement, Retirement Plan, Retirement Planning, retirement calculator | Leave a comment

Further Retirement Planning Simplification

Posted on December 9, 2011 by Oliver

Two posts ago, we summarized the steps needed to make sure that you do not outlive your retirement funds – a fear dreaded more than death.  We mentioned six rather detailed steps to realizing your retirement dream.  We think that … Continue reading →

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2012 – The Year of Fee Transparency

Posted on December 6, 2011 by Oliver

Good News for everyone with a 401(k) account.  Beginning in 2012 the Department of Labor is requiring that expenses and fees associated with 401(k) accounts be disclosed to all plan participants.  In the past, this was not the case. This … Continue reading →

Posted in HR Department, Plan Sponsor, Retirement, Uncategorized, retirement calculator | Leave a comment

Outliving Retirement Funds – Dreaded more than Death (part 6)

Posted on December 2, 2011 by Oliver

We are at then end.  Just one final step. If you have stayed with us, and we hope that you have, you now have a reliable personalized retirement plan, you have determined which securities to own in your retirement portfolio, … Continue reading →

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