Category Archives: 401(k)

Equity Defense + Inflation

Below is a recent article from the Wall Street Journal regarding some ideas about protection from declining stock prices and rising inflation. The article mentions a lot of many methods to protect one’s assets: high yield bonds, variable rate bonds, … Continue reading

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Don’t Forget the not so Distant Past

Below is a link to a recent article in the Wall Street Journal.  it is a great article that cautions all of us to not delude ourselves about our investment picking acumen. According to the article, “Elizabeth Loftus, a psychologist … Continue reading

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Tapping into 401(k)?

I normally do not disagree with articles in the WSJ, but I must disagree with the article found below. This recently published article mentions that individuals are pulling money out of their 401(k) accounts, albeit at a low rate.  The … Continue reading

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New and Improved

We have been diligently making changes to our website in response to requests from the 401(k) community. We have been studying up on behavior finance theories and how best to use them to address some important concerns of 410(k) plan … Continue reading

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You are Never too Young to Save for Retirement!

Below is a great article to motivate you to begin saving for retirement, even if you are in your 20′s.  There are four simple steps – 1) Just do it!   2) Seek your company match!   3) Consider an … Continue reading

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How Much to Deduct from Paycheck for 401(k)?

Below is a link to an article in the Wall Street Journal regarding how much of one’s paycheck should be contributed to a 401(k) account. The article states that the default is 3% of one’s annual salary; however, many experts … Continue reading

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Deferred Annuities – When?

Below is a link to an interesting article regarding annuities that just appeared in the Wall Street Journal. The article mentions that many insurance companies are offering annuities in which the income is deferred for several years.  It is aimed … Continue reading

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Latest Research

We commissioned an additional survey after the last one (see previous blog) that went into greater detail as to why individuals are not engaged in retirement planning.  We received some very interesting results. When you add this survey’s results with … Continue reading

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