Category Archives: Employee Benefit

New and Improved

Posted on January 14, 2013 by Oliver

We have been diligently making changes to our website in response to requests from the 401(k) community. We have been studying up on behavior finance theories and how best to use them to address some important concerns of 410(k) plan … Continue reading →

Posted in 401(k), Employee Benefit, Plan Sponsor, Retirement, Retirement Plan | Leave a comment

Good News for 401(k) Participants and Sponsors

Posted on February 4, 2012 by Oliver

Two days ago, the Department of Labor released the final terms of the new Fee Disclosure Regulations.  In the release they mention that additional disclosure, beyond that discussed in interim bulletins, will be required of service providers who receive indirect … Continue reading →

Posted in 401(k), ERISA 404(C), Employee Benefit, HR Department, Plan Sponsor, Retirement Planning | Leave a comment

To All Plan Sponsors – A New Roadmap?

Posted on December 20, 2011 by Oliver

A few weeks ago, a very important and long-standing lawsuit was finally settled.  And guess who won – the workers! (The following is based on an article in Forbes, the link of which is found below.) Both Wal-Mart and Merrill … Continue reading →

Posted in 401(k), ERISA 404(C), Employee Benefit, Financial Adviser, HR Department, Plan Sponsor, Retirement | Leave a comment

Workers with Access to Financial Planning not Using Services? Why?

Posted on December 13, 2011 by Oliver

Recently, the Wall Street Journal reported that less than 25% of workers that have access to professional retirement planning through their employers do not use such services. Why?  This is a very baffling question with very serious and negative consequences. … Continue reading →

Posted in ERISA 404(C), Employee Benefit, Financial Adviser, HR Department, Plan Sponsor, Retirement, Retirement Plan, Retirement Planning, retirement calculator | Leave a comment

Investment Advice Final Rule – Advice for Plan Sponsors

Posted on November 11, 2011 by entrustedadmin

The DOL has just announced its final rules regarding investment advice given to plan participants by investment advisers.  The rule takes effect December 27, 2011.  Below is a link to an article that discusses in greater detail the provisions of the … Continue reading →

Posted in Employee Benefit, Financial Adviser, HR Department, Plan Sponsor, Retirement Plan | Leave a comment

Plan Sponsors – Are Your 401(k) Investors Getting Good Advice?

Posted on November 4, 2011 by entrustedadmin

In a recent survey (see the link below for more information), plan sponsors “cited a lack of clear regulations as an obstacle to offering advice.  But even more they were concerned about the cost of providing that advice.  The number … Continue reading →

Posted in 401(k), Employee Benefit, Financial Adviser, HR Department, Plan Sponsor, Retirement, Retirement Plan, Retirement Planning | Leave a comment

EnTrusted.in as Employee Benefit

Posted on September 29, 2011 by entrustedadmin

Retirement planning is front and center for most employees.  The reasons are numerous: 1) Baby Boomers nearing retirement, 2) highly volatile stock and bond markets, 3) uncertain government direction regarding Social Security and Medicare, 4) economic uncertainty, etc. Employees need … Continue reading →

Posted in 401(k), ERISA 404(C), Employee Benefit | Leave a comment