Category Archives: Financial Adviser

Tapping into 401(k)?

I normally do not disagree with articles in the WSJ, but I must disagree with the article found below. This recently published article mentions that individuals are pulling money out of their 401(k) accounts, albeit at a low rate.  The … Continue reading

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How Much to Deduct from Paycheck for 401(k)?

Below is a link to an article in the Wall Street Journal regarding how much of one’s paycheck should be contributed to a 401(k) account. The article states that the default is 3% of one’s annual salary; however, many experts … Continue reading

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Deferred Annuities – When?

Below is a link to an interesting article regarding annuities that just appeared in the Wall Street Journal. The article mentions that many insurance companies are offering annuities in which the income is deferred for several years.  It is aimed … Continue reading

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Latest Research

We commissioned an additional survey after the last one (see previous blog) that went into greater detail as to why individuals are not engaged in retirement planning.  We received some very interesting results. When you add this survey’s results with … Continue reading

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Do You Have an Investment Advisor?

Below is a link to an interesting article with a lot of very interesting research behind it. The firm that wrote the article assigns a red, yellow, or green light to investment advisors that are managing your funds.  Over 11,000 … Continue reading

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Crisis of Confidence!

Libor scandal, big banks making big bets with shareholder money, brokers selling their firms’ higher priced financial products to their clients rather than better performing lower priced ones.  This is being done to their clients; can you imagine what they … Continue reading

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Investment Broker Versus Advisor?

Below is a link to an excellent article in the New York Times.  The article discusses the main differences between an investment advisor and an investment broker. To begin, a broker usually works at a bank or brokerage firm.  The … Continue reading

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Fiduciary Duty

Below is a link to a recent article in the Wall Street Journal.  The article is an opinion piece regarding the Department of Labor’s recent activity to hold all financial advisors to a fiduciary standard when advising clients. While we … Continue reading

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