Author Archives: Oliver

Models, Models, and More Models

Several media outlets have been writing about the demise of modern portfolio theory and that models used in the past need to be reevaluated in light of the current financial markets. We agree.  The old models need to be reexamined … Continue reading

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Know Your 401(k)

Below is a link to a recent Wall Street Journal article regarding your 401(k).  The article mentions four common mistakes. Two of the four mistakes to avoid are excessive fees and a lack of proper allocation. These are the two … Continue reading

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Equity Defense + Inflation

Below is a recent article from the Wall Street Journal regarding some ideas about protection from declining stock prices and rising inflation. The article mentions a lot of many methods to protect one’s assets: high yield bonds, variable rate bonds, … Continue reading

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Old Models Just Fade Away!

Below is a link to a recent article in the Wall Street Journal.  It discusses the conventional rule of thumb that you can withdraw 4% per year, adjusted for inflation changes, from your retirement accounts and not run out of … Continue reading

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Don’t Forget the not so Distant Past

Below is a link to a recent article in the Wall Street Journal.  it is a great article that cautions all of us to not delude ourselves about our investment picking acumen. According to the article, “Elizabeth Loftus, a psychologist … Continue reading

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Diversification, Diversification, Diversification

Below is a link to an article in the WSJ regarding diversification.  It contans some very sound advice. Basically, the article recommends thinking about your retirement portfolio in terms of what might happen in the future: expansion, recession, inflation, deflation. … Continue reading

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Tapping into 401(k)?

I normally do not disagree with articles in the WSJ, but I must disagree with the article found below. This recently published article mentions that individuals are pulling money out of their 401(k) accounts, albeit at a low rate.  The … Continue reading

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New and Improved

We have been diligently making changes to our website in response to requests from the 401(k) community. We have been studying up on behavior finance theories and how best to use them to address some important concerns of 410(k) plan … Continue reading

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